Whole Life Assurance
Gram Suraksha
The rural whole-life plan — lifelong cover at a low premium. Sum assured plus accrued bonus is paid at age 80, or to the nominee on earlier death.
Suitable for
Rural individuals wanting the lowest-premium, lifelong protection with a long-horizon payout.
Key features
- Lifelong cover to age 80
- Sum assured + accrued bonus on maturity or death
- Loan and surrender options
- Low premium
Important conditions
- Policy must be in force on the date of claim
Documents required
- Completed proposal form (in capital letters)
- Identity proof (Aadhaar / PAN / Voter ID / Passport)
- Age proof & address proof
- Proof of eligibility (PLI) / rural residence (RPLI)
- Recent passport-size photographs
- Medical examination report where required by age / sum assured
FAQs
When is the maturity paid?
On attaining age 80 (sum assured + accrued bonus).
What if I die before 80?
The full sum assured plus bonus goes to your nominee/legal heir.