Endowment Assurance

Gram Santosh

The rural endowment plan — a guaranteed sum assured plus bonus on a chosen maturity age, with full cover on earlier death.

Information verified against official India Post sources

Suitable for

Rural savers wanting a guaranteed lump sum for education, marriage or retirement, plus life cover.

Key features

  • Guaranteed maturity payout on your chosen date
  • Full sum assured + bonus on death during the term
  • Loan and surrender options

Important conditions

  • Maturity age must allow a valid term above entry age

Documents required

  • Completed proposal form (in capital letters)
  • Identity proof (Aadhaar / PAN / Voter ID / Passport)
  • Age proof & address proof
  • Proof of eligibility (PLI) / rural residence (RPLI)
  • Recent passport-size photographs
  • Medical examination report where required by age / sum assured

FAQs

What maturity ages can I choose?

35, 40, 45, 50, 55, 58 or 60.

Minimum and maximum cover?

₹10,000 minimum; ₹10 lakh maximum.