Anticipated Endowment (10-year)
Gram Priya
A short 10-year rural money-back plan with two interim payouts and the balance plus bonus at maturity — with relief on premium arrears during natural calamities.
Suitable for
Rural buyers wanting a short-horizon plan with periodic returns and life cover.
Key features
- 20% of SA after 4 years; 20% after 7 years; 60% + bonus at 10 years
- Short 10-year horizon
- No interest on premium arrears for up to one year during natural calamities
Important conditions
- Available to the rural populace only
Documents required
- Completed proposal form (in capital letters)
- Identity proof (Aadhaar / PAN / Voter ID / Passport)
- Age proof & address proof
- Proof of eligibility (PLI) / rural residence (RPLI)
- Recent passport-size photographs
- Medical examination report where required by age / sum assured
FAQs
How long is the policy?
10 years.
What are the payouts?
20% at year 4, 20% at year 7, and 60% + bonus at year 10.
Any disaster relief?
Yes — no interest on premium arrears for up to one year in natural calamities.