Joint Life Assurance
Yugal Suraksha
A joint-life endowment covering both spouses under one policy and one premium. Sum assured + bonus on maturity, or on death of either spouse with cover continuing for the survivor.
Suitable for
Married couples who want to cover both partners under a single policy.
Key features
- One policy covers both spouses
- Sum assured + bonus on death of either spouse
- Cover continues for the surviving spouse — Verify current terms with India Post
- Endowment maturity benefit (sum assured + bonus)
Important conditions
- At least one spouse must meet PLI eligibility
- Spouse-continuation detail — Verify current terms with India Post
Documents required
- Completed proposal form (in capital letters)
- Identity proof (Aadhaar / PAN / Voter ID / Passport)
- Age proof & address proof
- Proof of eligibility (PLI) / rural residence (RPLI)
- Recent passport-size photographs
- Medical examination report where required by age / sum assured
FAQs
Who is covered?
Both spouses under a single joint-life policy.
What happens on the death of one spouse?
The sum assured plus bonus is paid and cover continues for the survivor — confirm exact terms with India Post.